{"id":6949,"date":"2020-04-06T14:43:13","date_gmt":"2020-04-06T14:43:13","guid":{"rendered":"https:\/\/www.adecose.com\/?p=6949"},"modified":"2020-10-27T18:42:40","modified_gmt":"2020-10-27T16:42:40","slug":"adecose-cojebro-y-espabrok-envian-a-sus-socios-un-modelo-de-carta-para-denunciar-las-malas-practicas-sobre-los-prestamos-ico","status":"publish","type":"post","link":"https:\/\/www.adecose.com\/ca\/adecose-cojebro-y-espabrok-envian-a-sus-socios-un-modelo-de-carta-para-denunciar-las-malas-practicas-sobre-los-prestamos-ico\/","title":{"rendered":"ADECOSE, COJEBRO y ESPABROK env\u00edan a sus socios un modelo de carta para denunciar las malas pr\u00e1cticas sobre los pr\u00e9stamos ICO"},"content":{"rendered":"[vc_row type=\u00bbin_container\u00bb full_screen_row_position=\u00bbmiddle\u00bb column_margin=\u00bbdefault\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb scene_position=\u00bbcenter\u00bb text_color=\u00bbdark\u00bb text_align=\u00bbleft\u00bb row_border_radius=\u00bbnone\u00bb row_border_radius_applies=\u00bbbg\u00bb overlay_strength=\u00bb0.3&#8243; gradient_direction=\u00bbleft_to_right\u00bb shape_divider_position=\u00bbbottom\u00bb bg_image_animation=\u00bbnone\u00bb][vc_column column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb background_color_opacity=\u00bb1&#8243; background_hover_color_opacity=\u00bb1&#8243; column_shadow=\u00bbnone\u00bb column_border_radius=\u00bbnone\u00bb column_link_target=\u00bb_self\u00bb gradient_direction=\u00bbleft_to_right\u00bb overlay_strength=\u00bb0.3&#8243; width=\u00bb1\/1&#8243; tablet_width_inherit=\u00bbdefault\u00bb tablet_text_alignment=\u00bbdefault\u00bb phone_text_alignment=\u00bbdefault\u00bb column_border_width=\u00bbnone\u00bb column_border_style=\u00bbsolid\u00bb bg_image_animation=\u00bbnone\u00bb][vc_column_text]\n<ul>\n<li><em>Las asociaciones trasladar\u00e1n a la DGSFP las quejas recibidas por los clientes de sus corredur\u00edas asociadas sobre pr\u00e1cticas abusivas.<\/em><\/li>\n<\/ul>\n<ul>\n<li><em>Las redes sociales\u00a0<\/em><em>denuncian\u00a0malas pr\u00e1cticas sobre los pr\u00e9stamos ICO por parte de una entidad financiera.<\/em><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Bajo el marco del acuerdo de colaboraci\u00f3n para el desarrollo de objetivos comunes, ADECOSE, COJEBRO y ESPABROK han elaborado un <span style=\"color: #0661a1;\"><strong>modelo de carta<\/strong><\/span> para que las corredur\u00edas asociadas informen a sus socios sobre las pr\u00e1cticas respecto a la imposici\u00f3n en la contrataci\u00f3n de los seguros en los <span style=\"color: #0661a1;\"><strong>pr\u00e9stamos ICO<\/strong><\/span>.<\/p>\n<p>Esta carta supone un canal de comunicaci\u00f3n en dos direcciones. Por una parte, informa a las PYMES y aut\u00f3nomos de que, tal y como ha confirmado el propio\u00a0Instituto de Cr\u00e9dito Oficial (ICO),\u00a0no est\u00e1n obligados a\u00a0contratar un seguro para acceder a\u00a0pr\u00e9stamos avalados por el Estado,\u00a0aprobados por medio del Real Decreto-Ley 8\/2020 de 26 de marzo, para hacer frente al impacto del COVID-19.<\/p>\n<p>Y, por otra parte, esta iniciativa tambi\u00e9n recoger\u00e1\u00a0todas las<span style=\"color: #0661a1;\"> <strong>reclamaciones de abusos e irregularidades<\/strong><\/span>\u00a0para\u00a0comunicarlas a la Direcci\u00f3n General de Seguros y Fondos de Pensiones.\u00a0Con esta finalidad, las asociaciones han solicitado a sus corredur\u00edas que aporten por escrito estos abusos para trasladar pruebas de estos hechos a las autoridades y organismos que corresponda.<\/p>\n<p>Los presidentes de las tres asociaciones Mart\u00edn Navaz, Antonio Mu\u00f1oz y Silvino Abella, respectivamente, concuerdan en que \u201cest\u00e1n escandalizados <span style=\"color: #0661a1;\"><strong>con estos abusos de las entidades bancarias<\/strong><\/span> hacia los consumidores y m\u00e1s en una situaci\u00f3n excepcionalmente delicada y dolorosa como lo que estamos viviendo, por lo que har\u00e1n todo lo que est\u00e9n en sus manos para impedir este tipo de pr\u00e1cticas que van claramente en contra no solo de los intereses de los clientes de nuestros asociados, sino de la sociedad\u00bb.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=\u00bbin_container\u00bb full_screen_row_position=\u00bbmiddle\u00bb column_margin=\u00bbdefault\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb scene_position=\u00bbcenter\u00bb text_color=\u00bbdark\u00bb text_align=\u00bbleft\u00bb row_border_radius=\u00bbnone\u00bb row_border_radius_applies=\u00bbbg\u00bb overlay_strength=\u00bb0.3&#8243; gradient_direction=\u00bbleft_to_right\u00bb shape_divider_position=\u00bbbottom\u00bb bg_image_animation=\u00bbnone\u00bb][vc_column column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb background_color_opacity=\u00bb1&#8243; background_hover_color_opacity=\u00bb1&#8243; column_shadow=\u00bbnone\u00bb column_border_radius=\u00bbnone\u00bb column_link_target=\u00bb_self\u00bb gradient_direction=\u00bbleft_to_right\u00bb overlay_strength=\u00bb0.3&#8243; width=\u00bb1\/1&#8243; tablet_width_inherit=\u00bbdefault\u00bb tablet_text_alignment=\u00bbdefault\u00bb phone_text_alignment=\u00bbdefault\u00bb column_border_width=\u00bbnone\u00bb column_border_style=\u00bbsolid\u00bb bg_image_animation=\u00bbnone\u00bb][nectar_single_testimonial testimonial_style=\u00bbbasic\u00bb text_color=\u00bb#045b9c\u00bb quote=\u00bbEstamos escandalizados con estos abusos de las entidades bancarias hacia los consumidores, y m\u00e1s en una situaci\u00f3n excepcionalmente delicada y dolorosa como lo que estamos viviendo.\u00bb name=\u00bbMart\u00edn Navaz, Antonio Mu\u00f1oz y Silvino Abella\u00bb subtitle=\u00bbPresidentes de ADECOSE, COJEBRO y ESPABROK\u00bb][\/vc_column][\/vc_row][vc_row type=\u00bbin_container\u00bb full_screen_row_position=\u00bbmiddle\u00bb column_margin=\u00bbdefault\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb scene_position=\u00bbcenter\u00bb text_color=\u00bbdark\u00bb text_align=\u00bbleft\u00bb row_border_radius=\u00bbnone\u00bb row_border_radius_applies=\u00bbbg\u00bb overlay_strength=\u00bb0.3&#8243; gradient_direction=\u00bbleft_to_right\u00bb shape_divider_position=\u00bbbottom\u00bb bg_image_animation=\u00bbnone\u00bb][vc_column column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb 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