{"id":19127,"date":"2025-05-06T11:11:35","date_gmt":"2025-05-06T09:11:35","guid":{"rendered":"https:\/\/www.adecose.com\/?p=19127"},"modified":"2025-05-06T11:11:35","modified_gmt":"2025-05-06T09:11:35","slug":"adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik","status":"publish","type":"post","link":"https:\/\/www.adecose.com\/ca\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/","title":{"rendered":"ADECOSE acuerda un modelo de Carta de Condiciones con Sto\u00efk"},"content":{"rendered":"<ul>\n<li><em>Este acuerdo de colaboraci\u00f3n con Sto\u00efk permitir\u00e1 a las corredur\u00edas de ADECOSE que voluntariamente firmen el modelo de carta de condiciones con la insurtech, desarrollar su actividad en un entorno de absoluta confianza y de seguridad jur\u00eddica.<\/em><\/li>\n<li><em>Sto\u00efk se especializa en la cobertura y prevenci\u00f3n de riesgos cibern\u00e9ticos para empresas con ingresos de hasta 1.000 millones de euros.<\/em><\/li>\n<\/ul>\n<p>ADECOSE ha acordado un modelo de Carta de Condiciones con la <em>insurtech<\/em> Sto\u00efk, l\u00edder en Europa especializada en la cobertura y prevenci\u00f3n de riesgos cibern\u00e9ticos empresas con ingresos de hasta 1.000 millones de euros. De esta forma, las corredur\u00edas de ADECOSE que voluntariamente suscriban el modelo de carta de condiciones con Sto\u00efk podr\u00e1n desarrollar su actividad con la compa\u00f1\u00eda en un entorno de absoluta confianza y de seguridad jur\u00eddica.<\/p>\n<p>A trav\u00e9s de un grupo de trabajo jur\u00eddico compuesto por expertos de sus corredur\u00edas asociadas, ADECOSE ha adaptado estos acuerdos a la nueva normativa de distribuci\u00f3n de seguros, que tambi\u00e9n recogen los principales hitos del antiguo modelo e incorporan novedades importantes que se han analizado desde que se pact\u00f3 el primer acuerdo en 2008.<\/p>\n<p>Estos contratos son negociados por ADECOSE con entidades que representan el 90% de las primas intermediadas por sus socios, con el fin de establecer una relaci\u00f3n de absoluta confianza entre entidades aseguradoras y las corredur\u00edas pertenecientes a la Asociaci\u00f3n.<\/p>\n<p>\u201cDespu\u00e9s de 5 a\u00f1os de negociaciones para adaptar las Cartas de Condiciones al Real Decreto 3\/2020 de 4 de febrero y a otras normativas que afectan al sector, ADECOSE ha logrado consensuar m\u00e1s de 60 acuerdos con las principales aseguradoras, lo que viene a confirmar la importancia de estos contratos para asentar las bases de un entorno jur\u00eddico cada d\u00eda m\u00e1s complejo. Asimismo, agradecer a los grupos de expertos tanto de ADECOSE como de Sto\u00efk que han participado en la elaboraci\u00f3n de este modelo, por su dedicaci\u00f3n y buen criterio en este acuerdo tan relevante para nuestro colectivo\u201d, tal y como afirma Mart\u00edn Navaz, presidente de ADECOSE.<\/p>\n<p>En palabras de Juan Ramallo, business development director Iberia de Sto\u00efk &#8220;La firma de este acuerdo entre ADECOSE y Sto\u00efk destaca una vez m\u00e1s nuestro compromiso con los corredores espa\u00f1oles. Para nosotros es un verdadero privilegio colaborar con una asociaci\u00f3n que demuestra una constante adaptaci\u00f3n a los desaf\u00edos de los nuevos tiempos.&#8221;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Este acuerdo de colaboraci\u00f3n con Sto\u00efk permitir\u00e1 a las corredur\u00edas de ADECOSE que voluntariamente firmen el modelo de carta de condiciones con la insurtech, desarrollar&#8230;<\/p>\n","protected":false},"author":197,"featured_media":19128,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":""},"categories":[2],"tags":[284,221,569],"class_list":["post-19127","post","type-post","status-publish","format-standard","has-post-thumbnail","category-noticias","tag-adecose","tag-cartas-de-condiciones","tag-stoik"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ADECOSE acuerda un modelo de Carta de Condiciones con Sto\u00efk - ADECOSE<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ADECOSE acuerda un modelo de Carta de Condiciones con Sto\u00efk - ADECOSE\" \/>\n<meta property=\"og:description\" content=\"Este acuerdo de colaboraci\u00f3n con Sto\u00efk permitir\u00e1 a las corredur\u00edas de ADECOSE que voluntariamente firmen el modelo de carta de condiciones con la insurtech, desarrollar...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/\" \/>\n<meta property=\"og:site_name\" content=\"ADECOSE\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-06T09:11:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.adecose.com\/wp-content\/uploads\/2025\/05\/Acuerdo-Carta-de-Condiciones-Stoik-ACDECOSE-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1785\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Comunicaci\u00f3n ADECOSE\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrit per\" \/>\n\t<meta name=\"twitter:data1\" content=\"Comunicaci\u00f3n ADECOSE\" \/>\n\t<meta name=\"twitter:label2\" content=\"Temps estimat de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/\"},\"author\":{\"name\":\"Comunicaci\u00f3n ADECOSE\",\"@id\":\"https:\/\/www.adecose.com\/gl\/#\/schema\/person\/ff086ce55f6379e1d225a2c0dca5eeb6\"},\"headline\":\"ADECOSE acuerda un modelo de Carta de Condiciones con Sto\u00efk\",\"datePublished\":\"2025-05-06T09:11:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/\"},\"wordCount\":423,\"publisher\":{\"@id\":\"https:\/\/www.adecose.com\/gl\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.adecose.com\/wp-content\/uploads\/2025\/05\/Acuerdo-Carta-de-Condiciones-Stoik-ACDECOSE-scaled.jpg\",\"keywords\":[\"ADECOSE\",\"CARTAS DE CONDICIONES\",\"Sto\u00efk\"],\"articleSection\":[\"Noticias\"],\"inLanguage\":\"ca\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/\",\"url\":\"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/\",\"name\":\"ADECOSE acuerda un modelo de Carta de Condiciones con Sto\u00efk - ADECOSE\",\"isPartOf\":{\"@id\":\"https:\/\/www.adecose.com\/gl\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.adecose.com\/wp-content\/uploads\/2025\/05\/Acuerdo-Carta-de-Condiciones-Stoik-ACDECOSE-scaled.jpg\",\"datePublished\":\"2025-05-06T09:11:35+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/#breadcrumb\"},\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/#primaryimage\",\"url\":\"https:\/\/www.adecose.com\/wp-content\/uploads\/2025\/05\/Acuerdo-Carta-de-Condiciones-Stoik-ACDECOSE-scaled.jpg\",\"contentUrl\":\"https:\/\/www.adecose.com\/wp-content\/uploads\/2025\/05\/Acuerdo-Carta-de-Condiciones-Stoik-ACDECOSE-scaled.jpg\",\"width\":2560,\"height\":1785},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/www.adecose.com\/ca\/associacio-espanyola-de-corredories-dassegurances-i-reassegurances\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"ADECOSE acuerda un modelo de Carta de Condiciones con Sto\u00efk\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.adecose.com\/gl\/#website\",\"url\":\"https:\/\/www.adecose.com\/gl\/\",\"name\":\"ADECOSE\",\"description\":\"Associaci\u00f3 Espanyola de Corredories d\u2019Assegurances i Reassegurances\",\"publisher\":{\"@id\":\"https:\/\/www.adecose.com\/gl\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.adecose.com\/gl\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ca\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.adecose.com\/gl\/#organization\",\"name\":\"ADECOSE\",\"url\":\"https:\/\/www.adecose.com\/gl\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/www.adecose.com\/gl\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.adecose.com\/wp-content\/uploads\/2020\/07\/favicon.png\",\"contentUrl\":\"https:\/\/www.adecose.com\/wp-content\/uploads\/2020\/07\/favicon.png\",\"width\":512,\"height\":512,\"caption\":\"ADECOSE\"},\"image\":{\"@id\":\"https:\/\/www.adecose.com\/gl\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.adecose.com\/gl\/#\/schema\/person\/ff086ce55f6379e1d225a2c0dca5eeb6\",\"name\":\"Comunicaci\u00f3n ADECOSE\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/01cd1f9571997441bf1da6d1cc147351305f03fe8f2acf1ebbec60ebb26924ce?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/01cd1f9571997441bf1da6d1cc147351305f03fe8f2acf1ebbec60ebb26924ce?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/01cd1f9571997441bf1da6d1cc147351305f03fe8f2acf1ebbec60ebb26924ce?s=96&d=mm&r=g\",\"caption\":\"Comunicaci\u00f3n ADECOSE\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"ADECOSE acuerda un modelo de Carta de Condiciones con Sto\u00efk - ADECOSE","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/","og_locale":"ca_ES","og_type":"article","og_title":"ADECOSE acuerda un modelo de Carta de Condiciones con Sto\u00efk - ADECOSE","og_description":"Este acuerdo de colaboraci\u00f3n con Sto\u00efk permitir\u00e1 a las corredur\u00edas de ADECOSE que voluntariamente firmen el modelo de carta de condiciones con la insurtech, desarrollar...","og_url":"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/","og_site_name":"ADECOSE","article_published_time":"2025-05-06T09:11:35+00:00","og_image":[{"width":2560,"height":1785,"url":"https:\/\/www.adecose.com\/wp-content\/uploads\/2025\/05\/Acuerdo-Carta-de-Condiciones-Stoik-ACDECOSE-scaled.jpg","type":"image\/jpeg"}],"author":"Comunicaci\u00f3n ADECOSE","twitter_card":"summary_large_image","twitter_misc":{"Escrit per":"Comunicaci\u00f3n ADECOSE","Temps estimat de lectura":"2 minuts"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/#article","isPartOf":{"@id":"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/"},"author":{"name":"Comunicaci\u00f3n ADECOSE","@id":"https:\/\/www.adecose.com\/gl\/#\/schema\/person\/ff086ce55f6379e1d225a2c0dca5eeb6"},"headline":"ADECOSE acuerda un modelo de Carta de Condiciones con Sto\u00efk","datePublished":"2025-05-06T09:11:35+00:00","mainEntityOfPage":{"@id":"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/"},"wordCount":423,"publisher":{"@id":"https:\/\/www.adecose.com\/gl\/#organization"},"image":{"@id":"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/#primaryimage"},"thumbnailUrl":"https:\/\/www.adecose.com\/wp-content\/uploads\/2025\/05\/Acuerdo-Carta-de-Condiciones-Stoik-ACDECOSE-scaled.jpg","keywords":["ADECOSE","CARTAS DE CONDICIONES","Sto\u00efk"],"articleSection":["Noticias"],"inLanguage":"ca"},{"@type":"WebPage","@id":"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/","url":"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/","name":"ADECOSE acuerda un modelo de Carta de Condiciones con Sto\u00efk - ADECOSE","isPartOf":{"@id":"https:\/\/www.adecose.com\/gl\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/#primaryimage"},"image":{"@id":"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/#primaryimage"},"thumbnailUrl":"https:\/\/www.adecose.com\/wp-content\/uploads\/2025\/05\/Acuerdo-Carta-de-Condiciones-Stoik-ACDECOSE-scaled.jpg","datePublished":"2025-05-06T09:11:35+00:00","breadcrumb":{"@id":"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/#breadcrumb"},"inLanguage":"ca","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/"]}]},{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/#primaryimage","url":"https:\/\/www.adecose.com\/wp-content\/uploads\/2025\/05\/Acuerdo-Carta-de-Condiciones-Stoik-ACDECOSE-scaled.jpg","contentUrl":"https:\/\/www.adecose.com\/wp-content\/uploads\/2025\/05\/Acuerdo-Carta-de-Condiciones-Stoik-ACDECOSE-scaled.jpg","width":2560,"height":1785},{"@type":"BreadcrumbList","@id":"https:\/\/www.adecose.com\/adecose-acuerda-un-modelo-de-carta-de-condiciones-con-stoik\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/www.adecose.com\/ca\/associacio-espanyola-de-corredories-dassegurances-i-reassegurances\/"},{"@type":"ListItem","position":2,"name":"ADECOSE acuerda un modelo de Carta de Condiciones con Sto\u00efk"}]},{"@type":"WebSite","@id":"https:\/\/www.adecose.com\/gl\/#website","url":"https:\/\/www.adecose.com\/gl\/","name":"ADECOSE","description":"Associaci\u00f3 Espanyola de Corredories d\u2019Assegurances i Reassegurances","publisher":{"@id":"https:\/\/www.adecose.com\/gl\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.adecose.com\/gl\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ca"},{"@type":"Organization","@id":"https:\/\/www.adecose.com\/gl\/#organization","name":"ADECOSE","url":"https:\/\/www.adecose.com\/gl\/","logo":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.adecose.com\/gl\/#\/schema\/logo\/image\/","url":"https:\/\/www.adecose.com\/wp-content\/uploads\/2020\/07\/favicon.png","contentUrl":"https:\/\/www.adecose.com\/wp-content\/uploads\/2020\/07\/favicon.png","width":512,"height":512,"caption":"ADECOSE"},"image":{"@id":"https:\/\/www.adecose.com\/gl\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.adecose.com\/gl\/#\/schema\/person\/ff086ce55f6379e1d225a2c0dca5eeb6","name":"Comunicaci\u00f3n ADECOSE","image":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/secure.gravatar.com\/avatar\/01cd1f9571997441bf1da6d1cc147351305f03fe8f2acf1ebbec60ebb26924ce?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/01cd1f9571997441bf1da6d1cc147351305f03fe8f2acf1ebbec60ebb26924ce?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/01cd1f9571997441bf1da6d1cc147351305f03fe8f2acf1ebbec60ebb26924ce?s=96&d=mm&r=g","caption":"Comunicaci\u00f3n ADECOSE"}}]}},"_links":{"self":[{"href":"https:\/\/www.adecose.com\/ca\/wp-json\/wp\/v2\/posts\/19127","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.adecose.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.adecose.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.adecose.com\/ca\/wp-json\/wp\/v2\/users\/197"}],"replies":[{"embeddable":true,"href":"https:\/\/www.adecose.com\/ca\/wp-json\/wp\/v2\/comments?post=19127"}],"version-history":[{"count":0,"href":"https:\/\/www.adecose.com\/ca\/wp-json\/wp\/v2\/posts\/19127\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.adecose.com\/ca\/wp-json\/wp\/v2\/media\/19128"}],"wp:attachment":[{"href":"https:\/\/www.adecose.com\/ca\/wp-json\/wp\/v2\/media?parent=19127"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.adecose.com\/ca\/wp-json\/wp\/v2\/categories?post=19127"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.adecose.com\/ca\/wp-json\/wp\/v2\/tags?post=19127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}