{"id":12413,"date":"2022-04-26T09:24:34","date_gmt":"2022-04-26T07:24:34","guid":{"rendered":"https:\/\/www.adecose.com\/?p=12413"},"modified":"2022-07-06T13:36:20","modified_gmt":"2022-07-06T11:36:20","slug":"adecose-presenta-a-los-principales-partidos-politicos-su-informe-de-proteccion-de-los-clientes-en-la-distribucion-de-seguros","status":"publish","type":"post","link":"https:\/\/www.adecose.com\/ca\/adecose-presenta-a-los-principales-partidos-politicos-su-informe-de-proteccion-de-los-clientes-en-la-distribucion-de-seguros\/","title":{"rendered":"ADECOSE presenta a los principales partidos pol\u00edticos su Informe de protecci\u00f3n de los clientes en la distribuci\u00f3n de seguros"},"content":{"rendered":"[vc_row type=\u00bbin_container\u00bb full_screen_row_position=\u00bbmiddle\u00bb column_margin=\u00bbdefault\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb scene_position=\u00bbcenter\u00bb text_color=\u00bbdark\u00bb text_align=\u00bbleft\u00bb row_border_radius=\u00bbnone\u00bb row_border_radius_applies=\u00bbbg\u00bb overflow=\u00bbvisible\u00bb overlay_strength=\u00bb0.3&#8243; gradient_direction=\u00bbleft_to_right\u00bb shape_divider_position=\u00bbbottom\u00bb bg_image_animation=\u00bbnone\u00bb][vc_column column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb column_element_spacing=\u00bbdefault\u00bb background_color_opacity=\u00bb1&#8243; background_hover_color_opacity=\u00bb1&#8243; column_shadow=\u00bbnone\u00bb column_border_radius=\u00bbnone\u00bb column_link_target=\u00bb_self\u00bb column_position=\u00bbdefault\u00bb gradient_direction=\u00bbleft_to_right\u00bb overlay_strength=\u00bb0.3&#8243; width=\u00bb1\/1&#8243; tablet_width_inherit=\u00bbdefault\u00bb tablet_text_alignment=\u00bbdefault\u00bb phone_text_alignment=\u00bbdefault\u00bb animation_type=\u00bbdefault\u00bb bg_image_animation=\u00bbnone\u00bb border_type=\u00bbsimple\u00bb column_border_width=\u00bbnone\u00bb column_border_style=\u00bbsolid\u00bb][vc_column_text]\n<ul>\n<li><strong><em>ADECOSE se ha reunido con representantes del PSOE, PP y Vox para presentar las principales conclusiones de su informe<\/em> <em>\u201cProtecci\u00f3n de los clientes en la distribuci\u00f3n de seguros: El caso Banca-Seguros\u201d.<\/em>\u00a0<\/strong><\/li>\n<\/ul>\n<ul>\n<li><strong><em>El informe determina que las ventas cruzadas de seguros con cr\u00e9ditos mediante el canal de distribuci\u00f3n banca-seguros pueden tener efectos perjudiciales para los clientes y hace un pormenorizado an\u00e1lisis de las distintas normativas que protegen al cliente cuando contrata estos productos.<\/em><\/strong><\/li>\n<\/ul>\n<p>ADECOSE se ha reunido con los principales partidos pol\u00edticos para presentar el <a href=\"https:\/\/www.fundacionadecose.com\/wp-content\/uploads\/2022\/02\/Informe_Comercializacio%CC%81n-de-seguros-por-las-entidades-financieras-en-Espan%CC%83a.pdf\">Informe<\/a> \u201cProtecci\u00f3n de los clientes en la distribuci\u00f3n de seguros: El caso Banca-Seguros\u201d, elaborado por Fundaci\u00f3n ADECOSE en colaboraci\u00f3n con el despacho de abogados Santiago Mediano. En concreto, la Asociaci\u00f3n ha mantenido encuentros con portavoces de la Comisi\u00f3n de Asuntos Econ\u00f3micos y Transformaci\u00f3n Digital en el Congreso y en el Senado del PSOE, PP y Vox.<\/p>\n<p>Durante estas reuniones, ADECOSE ha presentado el resumen ejecutivo del informe, que analiza el marco jur\u00eddico que regula la comercializaci\u00f3n de p\u00f3lizas de seguros por el canal bancario, haciendo hincapi\u00e9 en los productos aseguradores vinculados o combinados con los pr\u00e9stamos ofrecidos por las entidades financieras. En este sentido, la Asociaci\u00f3n ha hecho especial \u00e9nfasis en los derechos que amparan al consumidor que quedan recogidos en la normativa sobre informaci\u00f3n precontractual y documentaci\u00f3n del Banco de Espa\u00f1a; de cr\u00e9ditos al consumo; reguladora de la distribuci\u00f3n de seguros, de competencia, de protecci\u00f3n al consumidor, de protecci\u00f3n de datos \u00a0\u00a0y de cr\u00e9ditos inmobiliarios.<\/p>\n<p>Mart\u00edn Navaz, presidente de ADECOSE, manifiesta que <em>\u201cnos encontramos ante una<\/em><em>\u00a0<\/em><em>oportunidad \u00fanica\u00a0<\/em><em>para hacernos o\u00edr y valer\u00a0<\/em><em>y trasladar posibles\u00a0<\/em><em>malas pr\u00e1cticas\u00a0<\/em><em>de las entidades financieras a quienes tienen capacidad para tomar decisiones y actuar.\u00a0<\/em><em>Con estas conversaciones esperamos obtener\u00a0<\/em><em>resultados\u00a0<\/em><em>a la altura de la problem\u00e1tica; y, para ello, ha sido clave la rigurosidad de este informe\u201d.<\/em><\/p>\n<p>Asimismo, ADECOSE seguir\u00e1 manteniendo reuniones con representantes de estos partidos pol\u00edticos, as\u00ed como con otros Grupos parlamentarios y con los principales \u00d3rganos de la Administraci\u00f3n involucrados en esta materia, con el fin de dar una m\u00e1xima difusi\u00f3n a sus principales conclusiones; y conf\u00eda en que estas acciones generen respuestas, para lo cual seguir\u00e1 muy de cerca este asunto.<\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=\u00bbin_container\u00bb full_screen_row_position=\u00bbmiddle\u00bb column_margin=\u00bbdefault\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb scene_position=\u00bbcenter\u00bb text_color=\u00bbdark\u00bb text_align=\u00bbleft\u00bb row_border_radius=\u00bbnone\u00bb row_border_radius_applies=\u00bbbg\u00bb overflow=\u00bbvisible\u00bb overlay_strength=\u00bb0.3&#8243; 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column_border_style=\u00bbsolid\u00bb][nectar_single_testimonial testimonial_style=\u00bbsmall_modern\u00bb color=\u00bbDefault\u00bb quote=\u00bb\u201cNos encontramos ante una\u00a0oportunidad \u00fanica\u00a0para hacernos o\u00edr y valer\u00a0y trasladar posibles\u00a0malas pr\u00e1cticas\u00a0de las entidades financieras a quienes tienen capacidad para tomar decisiones y actuar.\u00a0Con estas conversaciones esperamos obtener\u00a0resultados\u00a0a la altura de la problem\u00e1tica; y, para ello, ha sido clave la rigurosidad de este informe\u201d.\u00bb name=\u00bbMart\u00edn Navaz\u00bb subtitle=\u00bbPresidente de ADECOSE\u00bb][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=\u00bbin_container\u00bb full_screen_row_position=\u00bbmiddle\u00bb column_margin=\u00bbdefault\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb scene_position=\u00bbcenter\u00bb 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